Financial services
April 23, 2018
Wealthy investors are planning to give away their wealth to heirs during the lifetimes. Image credit: Gucci
By Sarah Jones
More than half of the world’s wealthy are confident they will live to be 100, but this belief in longevity is causing anxiety about their financial futures.
{"ct":"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","iv":"e07ca8a04c000a93d115a9849591bb9e","s":"7517ce1d3b456aaa"}
Share your thoughts. Click here