Financial services
April 23, 2018
Wealthy investors are planning to give away their wealth to heirs during the lifetimes. Image credit: Gucci
By Sarah Jones
More than half of the world’s wealthy are confident they will live to be 100, but this belief in longevity is causing anxiety about their financial futures.
{"ct":"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","iv":"3dac0ecd687c92566447b3dcb14c24fe","s":"ec6e521c5a218acc"}
Share your thoughts. Click here