Financial services
January 4, 2021
Businesses need new management models amid the lingering pandemic. Image: Unknown
By Ellen Kelleher
The financial sector is expected to change in 2021 with the arrival of President-elect Joseph Biden in the White House, but executives at banks and wealth management firms continue to face separate challenges related to the upheaval brought on by the COVID-19 pandemic.
{"ct":"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","iv":"18d104294a8618bad4a6c15142a0cf4c","s":"f2ca3e75546cb2d5"}
Share your thoughts. Click here