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September 1, 2015
Rebecca Lui is director of marketing and communications at Ant Financial U.S.A.
By a Luxury Daily columnist
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","iv":"c1b7d3821a6827801d97efe6b035a30e","s":"e3fccce2e6de0baf"}
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