Columns
September 1, 2015
Rebecca Lui is director of marketing and communications at Ant Financial U.S.A.
By a Luxury Daily columnist
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","iv":"3e1508a38e79f7925ae7caa45a1d75bc","s":"a46f0f0eb532d4bd"}
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