Retail
May 31, 2019
Discretionary spending patterns have remained surprisingly consistent. Image credit: Montblanc
By Sarah Ramirez
While consumer demographics have become more diverse and customer needs are more varied, individuals' spending habits are largely in line with those seen a few decades ago.
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uf3faVDc0qxmtU97gYUKeFNBWcXfUZVf9tBav1TzH\/5n\/L2B73N\/xl6ClG2JUAajyVOhCVi59iX\/8AWixopAraM5H3NNfAsQ2V2d3yOdpVIeIOmhHR+jtYvk3fwgkT488fb0VRUA0uCQW\/z2rmwDB0j27G1AZIPhQ76xNmlMgngEBsW4L67vRsClZRyR+Xd4fc2TEeEX\/25Vv01bxTE+8gU69qmZq+f9ji\/AP3ZdbSnrKp7wgdxPtura4ww5xVY03pdM+vCCZ4IrVP6oye+IKPVhd4i4RPVmpdRG251tOgfXX8wQ3vJIYz47wqKjV2gKYOQ0MJiM3YNEgjqUCVX4BP2RrTK5TSeZPH8xSI6qm9td+XA2AW9Kt+tlX+BclXafbbFz4rnebvN69PR2qOZ5ise3A1T3jQXS\/vivYG6SEl\/o5P+u63WCzDC5qoV034\/ai1M+u+ooYICn\/i2+PkkQzjnJpY2G9YS\/2nPQZrJrNhGdgO71SE2ttHUnK020RBzR16UTN\/4prstqEOjQE2IyYo9aHDaKnG4deVYEyJoBW+IOUom0ao1RJDQ1cygPZcCwe9BDo15Iimh4kAuhl3s\/01e8mpbyp4XyVCDmRleeLPq2SPDXZAQhyADQoRB+pWbkAeuiXm0VB0PhB6LBXmrnFYdOty+HtcYdJQLTrjuW0MAp0jM3BwJruq5y9uEWR1p2BZAs05y3hbEucALxcHj0wMe8FuiQhGkUYfwbk1NUHMBtl6rU2YniH6ewjtV8+7BhsiKn45z8rxpxLBZcqLcbqbaBhJ5eIVdj5TZZooejojvu+IEKk6mwSEyuv1bQCgUmxjWKxTWlGrtNJ8YMAFv\/UxC3Y2ZPME7i0DfUKPYPqq9L6tqrcxyEaBIZurCsfQdsqgM9awIND5+n7uJGXnXFYEo3RDfQW9Md53C0LdOcjEzYHPgTuXEAHefevUTJKfhUoRCDfmj0mVy8ThkaL\/m4bj3lVGu88SgpO79tLltYd1ZlwZqKw6nrGQhjG7HcwvB8Mlmw4J0b8F5SXDnYADh1BG2FJV7WWiCr6bz9gcVXMiTokcLdTdFYLsmnZXuJdP5taQcwz4ZDiy2djyi4kEapf6qwKRzGiOXuFB5LuZWgpV0PL6pMyhMec0yv0f2hJxoL2TIHLokH6osxTxCsmINmhrkMM8YZJJGcJcCbtljIzZzu9fpoHGLwcA5gixSAvWA8pPV2HGh90M4l1EzDoVjjaX8rxfkXxvmiCQbKNrA7jgvAmsC8L9aPfGEDHE8yGRc6Sfw1yHD8n984mn1y0YRoXyHh1hcHAdHaW57qYUQ9UOu6V5g0UXcBMEQ0w1pc0LkjjNAVQ2V0CpkpYiMRe+LIYK3Vrd5PFA8mtD35IVFrH+jp3KIsarGP1gdRJp3qWCWQZwVpatD2h6Q+VP2cldMpDRZM6IChvbtxkgPgkZ7FHdNa+5\/FMRLLNbX3NU9xqJKwYMg\/IFSsb0rFM+k99y1g9jvuF2+RbMBHZcv36dswh+toCCmrpEr0U0LpdSDCDLj0SeiuTuNdcq2mkiI+ZNzYeSqe8ykeZdxOZRAzPHExhmeaBZCG5MA2wnANc0mMSv0k0WJcWplCXeseakfUOyCUQJ0Jmeg7olCd5zjkvssTCOuBvhgFp3rbC\/maGq\/LxWExcMxeSfZGqM0GEWhbmaRkVWf7rVU+r1q+8e2QVmaTQAOhPnDyvEalLu+0n4p+TrDMoZaHJ6JYSH\/DdQz9Wm3vClxNnoIz\/avXYsStPIeMQtiu1qn2bRUyeOc\/hN3wkNvOMiQUy0Ipi61auPiRSmnzzcmQYTL16MKIF+c2YIy8ZHTZO8jxkerr25jZxLVZBtw7bxRpJdBc\/Acri1KIYqKyIkCi+seB7OiwlJN5y1GkxFlDyZEFuYeaUFPvMaVPI5d9ePcmSWlkxFbyINULXkm0t4RFuwFGl5Xl0rIdJSfYEFBmu6h20I6A7TCUkermEGyAbEvd3ffwEbTkWAFVxLZdxRCkqEASdRatzFt2hzOnDlm+nQ0M40SpmtqYqWULvmCAWj5J0fdnUUqhsykkFB48G8fR9lj49EO3fZ+I1Tebs22B9ZyELCO9eedU6QslOkcLumgpGJwPZJDcxCTLgkDGrcuY9PU4Pr9bySgcQrFfQJt5QpG2SwOqHtae48hwzTb643Q3cXghHNMXskkzeDodVFeQ1AIbIS8TbmgoXIQ7nDIsdO2TW3Jri\/kEpi+MkPMJFm1LrnFKyP1CXyS50CxmWi1wwlH4Bk5k0Raj8JQKvEVXS4m68Qecl+yhy1m8YfAqZauFy91cTA84HEE2kBZ5HuXQxirPELuDdSmCMFiQIOzqFC9lyQnPIpTtYy8ubsjfNIQzHm4f9Xkvp5t6kkWYMAZikRT9cYQV5kNtERgnTg8MSGYG4K3zAawPI6yEPgEhaINAdoMl1EpFo8K6egJcpUiPZE8\/hqEs+8v+SzwcV4wvgxxPMZ5H4cZrIkOALtbzLeEs7+z577TKfpltDtYpT6PYR+aIaajYYeuPJBmkqzHbgEnoZCbbiAe8xG1lFKKvS9Fv9lOUOXtZ9wEaUmUrTgETfL0HzGjCUBjbx51VnR4hMQZIqntbRsOcEgpZ+6b0xnvL2cBPYNWCzNWbvY9YDbe4UdfRJ0t+U4+vCvAqAlW8EivhPaCosLNNBthFszG2NlolGitoRL4KQI3cQVEgjnf2SASjERsiOYq6WfVt6hWSSyVl6jPolKgzbRFIlwQrOcZMxPSNoQdLjU9TQMJTV7aAgUk\/y9nbs7RvgFbCXs\/ReVD5dkVXRidPS8b0V789450yvMQbt4P4DaRtb\/6Eaph765uouoMN1TgzcKzIf9OBHnjMU25WHBPBG7DoGnORzrQrdlilAvKUC1LGcJ2\/qkhlcdBSSB+nb\/I9lBN\/X4Ge+snuDTjCTntrzQdX6MtQF6ojPZNWLZPIM6zbwZhd5wZ9dte7emy4f3v\/qxVzlgKfqPbwuJ3J7cdsTViF1oC1wUwQqshSv6m2hQ+b6ELFN7tlGM7rRhKlJI4MvxrT2PnoICnB1LJNV5+IVzXPpOZxn\/ZtwaDCUZILaR5twV\/icpWwZIDx5ceRioW15z9PLVyOLZ6nPKFxvrOt8K8HLFBh6anjI5N6AnMnRqpyMrivayWL0cWvfv9BSmFGh6II1QGkFUc6PzUhL2qMYPZ+R5Rw\/cfxmdLTMOVlliPNt3DokQxFbFdG+wB9AZSjob\/l1vXrGVfJ6ghIRv1WFWst2LvoY0zjCOdJ3WkXeeAuvUZ85ZFsqyW6gTQhqC3Ki7gtf1Th7fTwypJ6QSNIX6FuTuI7Ez10xtxyWSkl+Sd1eautmp23Xv3xDCl56nlLLunxWZxhwl3xDsPiCw6\/K5GX2UUy31kRyBCtYiNhcKK6e2cKELpgrWJ7mROrqOQXhTPop9cIlXTPE9Y8V61BPEAify4ViEvTSWZwfrqqJloVOVJg67wxVOSoPeQWoEgV9ARmr4HOu3HMeCQDc1tnBJbZsC6z9xNtw9R48Fz+3+le\/EVVN5p2Ey14Cgd2khYEqymdo9mMMKZfrfFzc+SwdXnAupVyg2YqgJr1GGzVcl9wPsTg5R8vT6u6vjnJ4DFjESae2iklUW5fBpsCt+E=","iv":"955d61c9d0b11801904e369b9a31dc26","s":"b6277b95043db60c"}
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