Retail
May 31, 2019
Discretionary spending patterns have remained surprisingly consistent. Image credit: Montblanc
By Sarah Ramirez
While consumer demographics have become more diverse and customer needs are more varied, individuals' spending habits are largely in line with those seen a few decades ago.
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","iv":"7449edabdbd40a7f8dad9a008237197e","s":"7c10df87de63b2b2"}
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