Retail
January 21, 2022
Klarna sees its highest rates of adoption in Australia, the U.S. and the U.K. Image credit: Klarna
By Sarah Ramirez
Popular fintech solutions have changed consumer mindsets about high-ticket purchases while helping merchants improve the customer experience.
{"ct":"zh8pWcV08yH7WMSM+wI\/MgSs7B2NqGQshPYeKVFmoPo5+WXM7BInSRreBky8ybxkyMRwkKFEmws9G4h5QXcBaCMMaoPPkiIMdb61qL74NdqbHa9MEOOOrzXz9Xr7ppOpfg8wJeasvAcQXYkxN+qQv7wSrxVaNx5NRqBLZNdLqAcHj9BBEPU6dWF7bykEwKzXeXcdtlJudkaS+ipb1BkUufyU9MvR4pdR4XHKjZKoEgFhWXfElZYM2CXesVB3AR+pSosaDGORKrOobMkLM8fP4B5gevqnBzkntICv+F1GC8PoC2tiOYzqE4+6XVvNYQ5NojFInJNdPgJJ4HT0vRerF5M4SAKLLSAASWGu02OGsiD+JXrOnbkThECbb7mnMx47peufhGiMW95CFjrPwb1kw8nDNH9nQ6AM9v39DIPhyZhMWcdSbmACymOI2uloD69Id7VkI4O3cZuQ92JPp37icupKNKdl3Xlobfr11Sk5FLMzs0W1yMzCK7Wor7+xUe8GLG78GLP2RasBdhUDdp+CWjUTlwWgp++D4ebyhM3OayMHngkng5c5ebHtE0x8ySk49JOMUSSwAbv\/m7NBqtvPRejqt2oiLAnPH4mxCh\/e3TnOl2\/HgRycUDqFAEMRsgvgdmca7fdn1qBZliUHZquRj2dMQH6TPXqsBL5RHbX1DzeLjs1ly4+cV2KgHFy27+Y35BeWEk0Gz+usylpSx2g+Vd0+ih9W9ADYzRCevhWsEeYSnWuaCU6fQv23JpP1pFkmK1i3NXsnEPKnT8YLSZSGQo69sBnQjYFp+hcaYWQ5HWbXndMq4Qs01A\/7xhJTtbD71RZQY0TdgnzgoemnwBpUGgZHIhZA7o8HqNyzLCj4ZDDsXiQrLfFu89sXmwBYiTB+yZD0fUPWzHxeYmW87UqZCEgGgqW0PdakPc6gj\/sPdU75nr9xvVbPexPACgK7sB37YhlMCWOOmlbbMQ92OuLLhm6uj1AUAqqQgXRZG0YGMbNN+s5QW498YVSTTVq4voLprTybHTHpdt9oAg1N4zMRkVEwC3b7GOScFS1rVIejtjuO\/6fH1aWlFq7Chz6SIp8zuZUVMonfSGUvIFfm\/hzZLb\/4GHlp846GmMs5Y5WyPZuZ70floO\/cekXTtVqgvtsPSw6pV0s8304LOUgkj\/tRiwV7Mydt2JG5FqgsIy\/CcS6SaZ+Nm8sFIgcmLMAKJ17V5GIkVulJvbLhxZ9DxeDmcuDJWGmgsVBS8lkojZwUi8wbxZmlrb\/9m\/iH9n43nwQEUWkzNn1eqayrAAkMxPrUxaiXZ6aTJCaHdvk7TUxbVt72AIguJsEsR9Lkn82DxGfbrqk9DC3G9Omq8+1faLPvwOA91o2GPl4Gub4OG5B8uFxGLIBiREGP+40+G0zXWTzsoDq5ONv47Bib+HnU2KkDMXnvahLyjOhPm60H3dOiN0c7OYVp976cE39oDZ+XLWAQ9XfNZ1K5OcdvHgFLGCojqnM01npST0+F7oTnGs\/iwKn+u1gQU5OeSJ6Pmtthmcr9\/rxroYa9igEWaWcA+yMzSVopMzB+2YT64EdikN3njRdHYlu\/6QLjTFnpv84IblJ1nFqgcChk2AfMySh7\/DhX7pNzr1juT7NuCdA2xdIIF3GRmK9i1JXT94zFYgcpoeccIn7ij6XzY916ufkDCgCg6UxVUW3AGX399Mt1ayITJJFOkP8Z3VPUiNn9dMs0kYOEswBilAYhiM9MJolR\/j7+FN22XuLAg8fTwf3SJbwFXajWm\/XRAHXiwRlaUUVs0LVuv5JJdh5+wp+3H0I4QoXHd6k9q\/xQ31lPCX8lcQ0FUEXug7pOWqL53zXRxncr\/2p6eERVfdiIXJ+5zkzp9r6e8olFXQHDD+g0tBjOjmSF9k5HQy2SX0nKhCu6HM8HH+bPIhURe+4U9QV8gCRl+1kzyOsikiF4J+a1zzZ\/8GJSqh\/OttNeDBFMAZfqKZamkgvByQXPTEzLABub\/Qnet2Kapcvc+3T5PxiKuNEQiIFcALWRCm0oQOLIEA7+H60RHDIKvDeFR3SsVcA5BGHNsxWof0QjZJ1UiXmUyKsyQDGGSCHjaOrEC97EeteIYVOKqfdvhkB+xG4OGO0q\/4tSSXTrNLafmRYrfGkSa0zboEWeCKYQKZG4JMPMwX5ubyjREnfIeRm+LjK5nzBAVWdO4Lv0ITNGLHZ5q4MICR7Idjt7cdwpv\/Izq8xsdXyP64BvtB1zJIPlysyrgaD\/V8IV0Y5nApwJ69JLDxGfbvvEpiAjnYxo\/6\/NCgmrElq5w2hD5DlCKo6GT2vWrqUl+7x5VsSmFRIE0NBzdGjN\/0H8d+N+x7NNHMmzeC6ydBADN0G3PjkHOYwJGR8ZN0HtxOx+UTi+YH7G3RTeiHoHBNYwyAGwpMa6eA+2QlGUt7CAhe5\/fjzoZFgKP4MjzXq3mocXYkvgWTLWVNtVeDDPduJHxldP+yfb3mUWvHp1XkT0z0nnWXr\/8LNSI8kKsXO8jCImfgH+hbBa0dZOYq18zEs4CV2TDSEMsxPY4XIM1MXopME9zH7DmaIFLzCnu4uOVKfGCbAaymjPThpDLon1bveYqngAq427C30CcgFrDUADWQq8ajExVvUMtunBQJWF5qQB2\/yLlUkbOQsTEwgTREJ7yyzpHzJQkeySg+tlMpHD0EP3hvrZdYd1eD5xpjgHop6AdPce9k38hyKX7SedrtwMVr6+XbH49hc8+GW93kZD6YtQrndAbeiHLoJyjGfsiaYa9v0KcLcfLgiJc1KSkzQStQDr+hJDHoic0+Y8QQvbbYOxSfY3tYLyHhIWl+sUy+zRw7yh114F5WhpuidyOXyIYFd1O7xFsAqg5h7F3Ab\/HcmHvLCUTGdBVSU\/9VC1C\/ImqCR0YCTBWqQ5c40vPvIoggoek4QHJfvOHKtBeYWj7s8A924iBYzF4NPbGJrcyJBtsiS0u4cOEgEivVsMtmRFt+T9XU1LnBtCRWUkkR3\/NW38Mz81V5ivIFxiy0CkXrRPLU+2cswLQdkRFVdYxKATlXqwM+oOi6JLzwRnyog3qKLi2ZTZGGVJHo26f2Ne5f1Xlesrh\/QZe2YeQC4e+qniq8Z33yllvXFhcYlJb5OddZNUlIyhkRn2am8NrnDPxSvrgdlK7HwHZvhGACknYukBpBbndQIhQ\/6ZIKcml+wGPBqI\/sunFbq\/9\/7afupdHP\/9esaPuuCDvOsj+pA9mOPMVwZNZL90TX+caT+wQsbeBpjcfwyt2mxloOUYEpgCbzGuRWaqdq7gqTpLzZhjrUZfu\/kpPHwmqSGxow0wpAnI5Mzwl1OTT4ApFxMTompjicufoLZ\/2SrCnJL9Ffr4Q7d1LIOKgcrQTy\/ymem57ptEAlZ6CFysEm\/9bDlsjmAFlIexbm81CVAtq3yE+VJ0q\/cuIwkJSh8ucrFE5UfIgAcv7NpfTw6aBX9nAP5TL1OricvFTCxjVi8mNJd2R1DKBtUqHG\/ystcQsA7S3fw+Sx1bwgLS5r4shqdzDSOcATM+34Wj9V2yyeZC0yHbGYjJYnKD+c4GFWte9eY+vKlbFQSnfAS3g6Nx\/LqAO42Oues9MFoTuPPfDHnNkQea7JBk4FzIemnGha2qhYjH1YiylofqNB1OxQCfHs8qCDAaU1js9wb2nrtTij9o1+qiYV3XstTlk+crjzQL7SB5+yBTKTi8rZjYp8QSLI7UZIldEmxj5OGYK+FHWUwM0VPD\/wMbhCaR0pT5dBeDckod0GGDhU7oeuW\/\/0ONOynIQttC5HipqSS2QyBhcUy8akxsOTI44c6sDcrOrTRTOkFFklStWPCvkBwO1pP2C39BiL4V8a6wbPtyuyvxuHi7vsJqLihtbdjePFl0iJkyIf8kJy22xRKVmlvNZHZiw1WRLvLjLGgmU7iwCMPf0hQvvwQGvmQwEPmDS6IQ5z8bb\/H2dHXfLEJ+Yc0i6ZzBEjsdgdqGnQg5ACEtH8nSnbqdGPQQC35jJ0PZOh\/d7tUrC3GlPFpms7305RXlVxvPa8bfiLeJf77bOhBDOnbFC78j\/VMi9oejzln7qRoeNyjA9a5rCtpAjDDhhrjy28WQvURINUdb5XTiJYpbXSR1KGjvnM\/QPyeB300bSyBYqVgsvQGJ9CPeE4fazD24mH\/OO5bN04rxvyoZvm14B3Zg36UbhFSuqEK10t7IfghYyoZ2jmJus2awJmRxH2gIoqVbrJyU4TM1oxIMc66q5YqJ7d+B8cgWEKHu\/gq34uspy5pBI+FPjkXiQzEGUWQ26y6aJ2mmC1zF7oJVVn37DpBXmvhtTz9y38L0ymv4dgQUPpBE1XKXHSRyAS83PK+KYNQUFjpjgpETV+UpOQa6FypofQzX41eZN7ImJwgMu6tz1v9pKVoIhnMXEZt+RhbKRsbdWvB2VIqlUz8XmtcB\/R5UjffsoCSoa5dRhl6BLWUa+5\/tjsjYjlJuVhNUlZNfEiUMHPA60YL85UxQFFLbm747cKqGO7Pf9vIuZ+ElBDC0ePtW5NBfhrKNhfgnlRDrDniegXaSnRcUV04RrraHqfQ28Kkj7eK\/tBD8CdqBdxLRQ3y+5L49lIB\/UNMyGeidfefwbI9yodN7vt0GzIDG7PpYTor6N4GAv9SxgGENheNF5K1jNxK0Qp6gy2W3zVhgqn3u4YM2HSzIyI3HO\/ueYkDONQGdjQ4R0fFP6k\/VxcPjbiIA8rT20Esb9pfVT13W96NEQGbegsEX0Yl2m\/8zKDEieNQLl4y9IancpSamnPY6FYfvtCm9aTaBEt00CcJiWgWs3XlMriiflY04rRsD5Z+VbXRxGjxyH9ZJTccTU6dQyJUhYLO07kKJ9o+X6ZGIakxS\/qRYkfAgavmBOZUm2n0ZVjHWtm26hiN4NW8kHL88VUM1Wz\/XdDK9Ve1p\/Cs+AVFLFsMH30L+mQwR5lQAohFz7ni1gDlPAr3pi8PfQcqZAFX\/ZkAzLNqnTWez9Njz1C9FSPthNAdHAkzjgbJERrbUulqJbtLkboZ4JoDCYjNGE6ikC2tV00L3+ZlBFxPiK69LvF56hMl2GBkprfy+d1Pnj7HvSeMdw2ZymUNrQYykkDtQOocFrIwu8WRaHPHhGuhC5HdIfH2ls3Zvq7mBpMkc0V8C9tmC3mjiEz4ngK520Y69mdCewq6NHPGdFOnAXPiiNfwCP9HQw\/rkpXrTSMdNTm6lxbw4hUNwhDGAU2HHdidSLR5+t888OyGrkEaU2rxmw0b8S7mLBJVwgPM1mtrhPOvPiqTzYSDhZH+fmBTRVpaSp+ChfgdGbYkdv5IlbvgOxjQvJnZyEEG8+G\/f4wgGRpeRZ6YGfJ8kpIR6QdKDPGRutSn3XhaHAT6VNPLQBJNzHF1RdOOOaNaQh0i1llwZy0cZNz21\/Sjok3zemrsIGbQLvttn7bnoyT\/lYV\/Ghm9EZArhtTUSJuhW4xxYOpFm2f1hNrmhSr7JsnNMTkzfNf6U6ZeNBV3Z6w8vK3+ayVrcxFFDdb\/xVnk4Xs\/wXHCXiMTOFg4DkVXhL23CBA6VJEzgpqppWLW\/wiAPMta7adXcMIIZzt9SeQKp99RCGridVFW8qmlgsSscUwHIEyygKlVcYmmbXQrAuJ4l7PYWsXpHGqwSiYBSYZ8ePbhwXj+k4RZj6EZaOn9tOaP+lbwbxL5sOzh+aydpkh\/5s\/+y7uwBwqDhSc3dTgGxxkfsyfmr6bc+O+MxJuLpyepgEKDEJau8iYNqTSNysbMMRBFSFGCVhQ7UcJuKrwsAfXW+qszEJT2tCnTzfTROa+9tCKIGhSZbw7vsEMmNUsbJOY3wallHYEyIuTRI2oedgt+6fOB\/R4BiJeNM6XMvXxrma7CHvDKMBQP7kBw9mHtPrHOot9CB178fcrXkXk0Dx1BSsKd3Nf88Q5GcI6idUA4ZL37\/+1IMBWVgzaTXreOZbMZii5yARXsXFvm4Exgma7EHY4xkevUWB3OgR0YNzt6bR9J1IiyhOMajWPIDxC1PIAR3z51XFfWsQi2GdL7wtK\/V9TGcUSkBee+JzF84iuG+rA9olp2GiWQVz9d2t+7lFcXkATXuSIPFnBrChMTXFq5GX+b5nnZbpXcVlZz0zownc9Cg2Qp8fk7zf8d0TifHpimU2gv1VX9xBGP\/5WdsuSiQcOmQMxLJ64qq+QLLnDPq3haIeDJtuaQFrialgDqIR315z3CH1s+5TG6o9zRIMOlS3PRLIriZPBSeloTLTEZ53ULtf5PMYNM9sp4KM15XUiKBKvb7X4\/Ch7wowypc01KjeEIN0IWRDl9JL5+xjmqrAirila1aBfVhbMHH4yOqPJU384j3zmd0Nocqgenta0LHD2bwfor1YAIhPzHZuRwrZ2x3gGftQCvtsDs6yWGvwqSYpXbVU5oOPm95BxXLhA0MNBsJVZgVpvkbnyWce4ghRjBr34YrsontEWSx4d7mKFLHgxHUat72y7IeDDiuOPOxCJkOa+WkZtOqdhhJh+neterqhz9Nx4uJHz\/XzOOFe2o7vzXJgGfOBrXG7Qhatdc\/mJhp0DpsxxCes+R7kzwn+wScJyLOIqvVnha79E8qj0azMXsdvQVCz5UNToEOdUC8Kk+KA3WOLZ8dT8EeNG5BBm0o5vcuZ7uqjku7mGbDEIkonO1DURQWo+TJY3AX3y2yTRvVP0lnw4q1JAavmTckLpgRCdef2C2Jj76QPJ\/qtSMrTx09majOChpu5PFbtpo1pq5hDueX9TCH9uc1XNo6fyb6v90UqkfPYHKY8jXOf\/RvenSQ2pFLaEhxDqecQSdna1JdqT8c1PYodmNYDXOM3OmqSN3cN63pzxan2YmL4S8rmwWeykF+YW3kzQrTOn1ancegZPhdKx82tuGaZ4slfJA6RbtnSlqA0iLkKOTgKWO1encsWLclu3OSibWTuCBHTq\/7OHrXkHXE4YjQKHcM7+V5t8WD1t0bcqFywI1qS519rIm58Ni3JREJ0ZxxkLygCLA+iTMCudrZXs7EAO8CPDeSIWRZ1avM3wGZIFmY4DYF\/feksmSPG2ML02vg9ZcHuiAZZ+Td0iosv8D85SqpMZ0jYKN6kvB0L5k91B9twKUOK8wRPqixOCV+N76a1oJQ7GrKuqQLoVpwKR8YWPaKzHzjWRtRJ3dVbMzj7pLKg8ZUgIPATtZSNJXCrDchYtnIlxB+1b7AoN7un\/DgHvpmHF4AioMKSYsq7fAROM6Jwml7ccKSUz6m4DlRkMAL5WpLe75tz5oyoaJhUcsBhcBg6haIDu0ExQEN2oC6gLhDObM9j5N6i1FjRC41zQNpuPUJj4T71DEYRgB4cdTDLgQRcBR42v9zWW2Cg8n2PpNDVOjePVKIFtWR0fSwimL0WgTJxFYemElRbGm2gPaxa5tcugBThf+zC9uMm1mhqzsDF9Bk4tu7iS3dVuaruRWjeVQza4uBsjFNMxrXaAV4GbfeF6hTLXQOitqGJtHu4eereI67m5Qdjuabiq9ZeP7rTzI0Uv\/vyIWxsfdNbgV6R7JGYoYbJxTb8vRunmxTkqh+wE7Co5GWlqpYDyHx1CMaKbHKEM5TCzgDSnyyhm\/gb2GvRGIJTsQTC7u8jV7\/GQnWLmVnPcyPa9rXpihCN\/BZKbxVRYDYQIKLkgWcIyodQOmzP1YSB9leP0KjVpHWqzxVb31sbd+BLBBGMuiUhsRJ5gJvEIUge24Gw5OYv7cCJ4bnmrEdFl2DssNqqro+0OH7MXuQvU3VMb0vexr+kCvP\/ABDVN9SkESFrYg1VVvHfNN70SqnQ+BeO1cOiU2sQrqwudSKtS8jH79Bz2Yeg3gma+9jxIE4+muv\/WamohMF2Tli2TsGAA3wNGfwIgHEzlYafQIiQ5T037AaLJ8PhJDZCR1ZLAx1x\/K7tz1uryrYAIdwFzVqAYPcpzPlb9viUsnFJhk9fkJV9GxBbFE5UgOr2eHBOWRfnoBFj7u1uZ0D8hFH64Ga8HtH7cN7DTqhcUoSAkBin0wZTpdkdvP93qC\/He0T5\/n1P4ByZ\/XO9TJ28gGiiDbetROPIMnQTpowRy5FdSIPsDZNb0kTw57CzueXLCYuIAKnBJmcqosf6QRkEpkqsezsXALXiEDYdQiQcYwnjOnuM4i+r8DxOY9EfxehzCn+J\/pRf\/+E2Tp0bBaXOf3gK4dHhWJDoDGZE78p7RCLJvUBEpSJDOEGfQUPgl8Bxaz8ewNwjeE50GCHrQFqp0v6JN4ti8k4FX3Na4x4kW+OyTCCsO4VDPRr\/XxHPd0EXKKUdxOnfQwLsR2M8XXCKqE\/LU\/JHVEGCvxZkvJA9ncCFSXJT9703RNRhlHM1jx7fri+e\/0tLaSN33ERUg873l8JVIsTL4LhhV8NOj3QAMKzjDB\/dfhAm13O9GMR32HNE3k4J8npwE2qXh6ZvhgUgmwrq1Ivp4QL1cL\/o+Ie+mQOYNUEa1+QP5fqIuC8nKlGsh3sDQjlJsC8Ws0ObuF1Lu\/XYNf2Ki70hOqHEqo629flPcPmKxxCRe1KSWHqraLaHrXqgpxskLg8XLo\/ty5POgd9+CtosPvfdV0bHSIcgG3Yresj5dARCgLTsr6ygQ\/OhgYoLPBYKn742kmf85l4O8eSntBhizPCDU3Uru14xi5m9ixYBJdWWiG5j1G7jFZs9qjfFHak5w==","iv":"a8a1ca5a15d824e585f1ae08f4329bd0","s":"de1c2dc5131dc04d"}
Share your thoughts. Click here