Retail
October 26, 2021
Some shoppers are planning to spend more, while others may be pulling back on holiday spending. Image credit: Deloitte
By Nora Howe
While pent up desire for socializing and spending on holiday experiences will likely drive positive growth for retail, the majority of these gains will come from high-income shoppers.
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rqNLMJM8rkL+igpelOLgYgbsJtW7RRX+Nij1mmiqmIQxBrrllU\/jGsRb84lo8DD5GEnCjCxWU0J\/DXV3ajTTdsUVtUEIvPgA312ObXRx0SrBUFjXp\/8qfFOXh0cay4KM7V\/d5iZwwltLfwHH0mMaCPn1j6y+xzLBrX54DbQCNlTiPwkIdkBlsOkDWn97l0SHVq8eCIbXOCb9sMg4NIhsjyGvtLFTmIdBR1z4fmwZDwhNbFLI8dswParJoVRuPtWKTKNigJjW9\/TTqmOJhO0Ee7eZBm4Y9aPmeF9sBV\/+k\/gW3dAF9FxWikIhJQKV5i6wigIAHeEKhN8p2eOjo+8UA5WK\/3Ce8dmwEAtVG+aSGEcSd9GPOFZM2Y+ttgjLDN8g\/2H68ogXoFUCHBbS9CGJv9FwGuoGLJ6r9j426YEs2SFYTwPH\/UGpGCu8bKcJmfR1gzeR0My6yUGFG2HFqtJ7RAgJLA0Bhn7wT68v9GeZNo69eFkGqwsczVwGwJrgvFxti8Ddv4MH\/5Y+LJeV2EZswAXVdm91lnQgo7OM4XzCdGnqP9BL1GCK3bJTtDhXW43gIntMv9kD3Z6bmFwPDPrTtkuYDPqNhLqSojRH1u0CKKpNKW2pHr+eegVmSr4hdel5CLJnGhHJ6EOcgKNZBH0qGM3baT6MFGOC3tvE0kVjeJUT4LaWwY8ExYsvsF8zOK9OjGd8KArbnftO5EOqtVkB6EI1wEnIHxYTtFxL6zgn76Az3AcTeLiwkc1QqXLbI3TiwA6alpPBmJzujJ1\/s\/8FeYp9zGzvy8qMrCzpdkEQTSNd9DdR3LA5T2XifSz4hPnsThhzyDWoIs\/41oqY0rdby6kY4YIzk9gV+xo3gENwpA8WjafQvcjjH6AsG6wv2zjIfAx4Hv1w4Nz21VdkVsTHtfGbuTG\/Iccv0awMLKB8xcb4lgOWigg3JftOb6wfn0OtSgl4Z2R3BeHEhVg1b362JdUQPv+SnE8vYbtiRq82crMHmR7spoIpeT6Mc5ghO6fMOHfIwnsHg8obSiMIFKtsXgOjpYqnWAW0A5YF\/y6xjJNsbQZvtzAZD4J36i4f+iDlxxB26+JUkyB9fgr8bTbEVp722iAxkimbb7bhGithE9MtBgMIvEuew3UAr4ceeG6fmE2xNKREBeMhO0\/NMD4\/D6a195wlzQDeh+rYCMjwA5RkkRhzs3Orw5s1J8gWdhrS7p4QSxGgojI7b4oDfBQcbABFEjRwRZxZQNXirSAs8r61+S2YAhZa2TqjtW\/s5BQ6PfIs0X15vF0De9jHAaTGk1dRU1gBXjnBkNiF7W1bUQzmwbxJX0dI4\/fQGjEym+BSqfgXNrPAZIuQ4HBUp1oPS2tmHrgNO9ZArIB6nvs0OMtTjMdtLZqXyZnWe7SsQPoR9i1b+gP4iGuh2ZlPwilTWsiOYHObIOOYtpwjL61O5n2di6nakmgOMs6CVauwITvvVNbrN0n+qANA8ogbrRX1iuamyw\/aN0Esf9\/K1uu96ZNMu\/l654j7qYni8T4hfrdbKY53btP8EHUh1waY1ADPe\/TbMCkrpH7bSF8EfnHe4Uv\/7W+ex5U3Pq8tdRSbtvoh2CNcVbpxludf804sMq1jcRiG8gIewL+xHmQccdvoRakREEmkWUGi5ID\/22YLUO1G85wVw+56DvQhFzCbF3TdYg4dfk999wdU0m9jnUG9BrVrmHE+nqqYHqR9CeOBn\/T6EtHIg31WcBQD2VB2Iq8gDJPw7GkUyfWUhgkixe9XJbL2m86u8fA1rJMoDgi1RSuqUrSpvwFpfpI3yvgSp0z1mrWzo22RfqD02fCIXWzFxVmhxYpzEk1P10ugkMoiB0oO9tm0pKA6lWYl\/I+xC30VwgL2MhHuywEnT+EeVzoQFjCS27LtHzVq08N00THITH7BS5+OYFNP+YwCpwZ9QtY\/znBfitOV6Ow612J+u4j4ZniSw3UGK9MoUKD9KxfUXkj5lCPIQtp1tD2eCZ2jAxrffMh5dNzmdrWoGDDTz5NsrB\/H1lGiUVpVvDDULSEH8X7LTqIjpMxaemrDGKoufSqwEm+GbVBYKt70VmA\/Z3Kwscnmi5C\/wPwkMI9IYt5bz3kgvf2eF+XAKQABkhNRmt9gZC3yY+O2kgR0VKpvY7RwRzGb8zg2GwtpXBeBecIpfk5xbBaD4cnS+wJAqNmPv\/czIJczUtbXIb8YJdpQeaDh\/ECXSKn8+TqqL4OzPDs52DgTST+QeO0Ut9hIDDy0VYyrv2POwIAlc4jNMUFlF3BwJhZ1RbPc1w3hO8TxZ9VdrzS7VxsILqTbg5BwZWgzzKu7l7tFBEmBdmNio1t9Z3RcMbmuOl0Y38JojWH6R4KVa9ZVoPitFoN5fzj\/N\/89sHLRjTzWmBwAcfMVRjSe8Ia7KN6d1DtAY568Ul1KvNsIVKWbWSzPuNn2sBO1zeNznwWFDqkW2ibKOubR+T9jfpCvy8URw7L\/\/6vvsnbSKIQCcPnBWPwznt2iC02UDZEdHgMj4djVh\/x2MsCARioR9bLK2v1w9re9o9HUd87Z0fqFmyqZpyhoO6gCegSSJbXFPQFDrhD0tvWTTknZj7r8gY2gLsMcKABJnfCZH8cNLro\/zCGwf\/n7IMOZLEVnCTPrxS5bA\/Hh\/\/LvTYMNmi\/x6p6rjE2mMY\/93ChmfAbre5SEzQAmTlcr64D2AIyLMVbnLL0pVz+IpGlS9QKZvV6uxjO9iWX4b6wHhnJ\/60qBEeNV\/JJ5yPkL+hZ88CVphiLP6bB5JkXcFAxITRfeoLjxlhdx7DUGm2XekKnoO2Yimmw+a714POPDvYnAnPf6K6frDfDU+YeydfzEticSPp+j90Ts9beoWQludY5p2H+\/DLllgr\/AH2zuAMB+I0YsigzHUiIGcf6WeUWKc6t4gO3+loF4MQ3o8doyQZaNhBmYP3Qi8VfZ0dU5LIHTeNCz3lkHjPjff5IdN3M93CVAhRYpZEcvOadV92Ok3yr+WPSkBlBex8dc\/KRXkbI1mA1uSzVdAnVlPMu9JejQKYpBde\/mugHZ4PizdbWz3Xli3x4abfr8TGyAHxtTM6KrYRjhU9orqlql2KNdHT8j+xsxNog27Z2\/SwUQZKaIXJDVTZLXGwk\/mi6xqrBbi6heTNHzjNABasZ4i10Yf++tXqsNeFXoB2Ix8x7pdWJcUXUvdCYsxo2PqujNWey3fz8TG2QteCSs8eWSx1HL6GMvXRW2wobI\/kyvUk3S0\/dyp6+gvV\/eoFtFUmJjU20xCEhHnE0fxiPsn6\/cZl1CeGxN5q0XRu3XnOzbNKaQ2dBE31Qp\/IRKDXjzlrWJVBI4xDCyvjFEudFC7TfIveDYMkiLpRyqUvBFk9lqhBsJSRY1VBRr7mU6EqtHM3tsTRdJ9MqDwRzH4zqnQ0Yeykf6y1tLEJvEUyHzw7xBLfoRmgmpAcWbLZh\/abKbv3\/xp7VU7JLox0spf6GbJluPf+G4UHtCy\/UlTNLP9nLjguuqBDZS1MW1HWwgIMCChvtTylQ9w8wKNo3THiOC82aiQjVJw63yBad2fUkn1Sr+bzW+DHl9j+R\/wjcNfvYyOzHtKKhu1eox\/GDFgDEn8mTVJU6EcyJA0c9sbBWwAHWcbUxTAdmpomyVLAEEuMVe6HkxV1orHCC9rs3PAXjGs9yWdFXuMreHdLGKamAXpsfpXyIHSg9B+ras8Fl8hZayoIkjfhohryfY4vhP2jTZCufSTtUSzGdnwnwM2TuqLBw\/YzpvSZHCKZ2V2AlQ8id31EsZIltjVv8G7p3wQsS88pBzoW7HrIVcm5CH805g+Nn\/8gfbXlc80zLiV0T3geFM3Yzq+MO+dnKPl0AV+MSECNKrNXI43VjqaAHYDfr5dV8e1mMWk6gYkoBBib6tQjhi2tgQ6op7VATSw4KtDKrdbaW4n4gu22L5T0qEWqh2FVol\/nbLRwUQs+DCGH9JifxYb56EAh9hCGMquMKknEI4bWx+xemmjExrbmJanKDDuyW8I8Cvyi0i0CU+qPdRdb+Q89DPR5c9MpDetlxhPM8RQDt1hNktWnF3iZ+vjlq6C\/WFfZf68JYAUIZtyFXd6mN\/g+NEgdWj6AnJXljmvb1NpHG+L28shyEzBR7ic9zzR+2Sct1IosNRXl54+2nFZEeP+RmzdDJwLOvDp7JYCvS\/bet8GBIhVcYcunnVUevuezHYVXGtlYGcFNbrmJsM6tbW4p3\/tTXVox+pzJlXwFYj6scwpFqBsfSxfiE8JKBu0cq47OOt9tQRuecGSwGezKKPiSSXLmlns0Zl4xOsFzuuCIK4JYexPMouCagfg1TZ2n6yQRLwjPvEXC2uoZG\/r9KyZdNiCqNcwoHrHeNwggQU21zcvDVYLAq2crdrVNzcQgDjxZ2mFc2qv\/3IKRYr84wKbg68Jj7+sBOWd80DU1Av3s3q4wOdY0zPdapbyvU9nJfYt1F8+82dYCjape0GP1cAbyH8bOPsZCBEnDEN8aiJmT6zfUbgnr4DbLnCM9wXU\/hLkxB2eDYIqOtmukja+elp\/1ItWxWfBcMTSBbOECUnokIdjwnbPXvzusJ77LmPsnvDqH6IUWU+\/3l64k6dsbOjIs3yGSMfwAkXMlKKLSRqpTanIqZHBaJAZGhFqVx+eXEpDFXhldVdk6Y1ssvVLqD3y64KefJvTe5bzZ4DeuYykoGIp8dxD5akJKCDriVP6hLepXl3ajCSMWq2ndBNcAUrZgKq2L0LwbZvUeytf1yUMrLsRO4GA3f4MfybU4g+eDfJQkfr9TOdEu+90HPqZzlxj10iJLGbp3k2H42Zc1bKIzm6Fgz7q77gmRzExtegXeeEr8cb+FGdLlonSixqoVqz0cejuammKWpKxgySEPjh6IUhyH6fFcXBeeRG0ZZcOTfyY0hJu7RzHiqk6wZDLIlC+HMsDKq21j68zvPm7v10rzdXmlIEWX2Wnde7dbQZamq+bT0isCsDcKIGxRvzr5UsLK\/YjC6zHCt4WvS66jPgedgZ6lpnSC8I6fESoa3+P\/9Lzp\/dN8K5zmLFcS3X0HDyt41jzTzWERJubL72YZFJXAnWNCA3zEAn\/+k6P1V+J6PrGSF\/vMCiobGfe8HCnQhbiEeoiCq6JvEKczRaciXJXd7tZfut6DIkXZ\/qxqn27lzEGHQ+F37yYhgL55PJ8HAC7z1USutjNs2PR\/hx1+E1xus\/hQ4L3XwqCMJGkxTaBBx+gXn1zulCg+POcIDSErfnMSBD0nWYsdFttGm9Rd1zxTvzA77\/d3lMK0etcBJZNsZPsldhtAQTzkanL+MIh0asKeCXyj86hoNy9eVTC9lRIr9LNFZPurjZQZNL0G9z1CAumIYDxkg3e8Azs7ib3KIJ0\/bvfTJK6aZ7dcwc2X58YcF5jV9CeYv0UdhOh1nGWK3HKppfQoz8\/nf\/WhnzZcfh5DQrbZdOdN2sL6iQCAscvrQ1JV+iOFopyX5pcdbhop5wJV6yqjZVxwW20bKRJvo50G9O11tzfdUS0uqf8sG5feCqs2xlj5CclrrIvdHX8QDZbv3ZPIASC2ZF7x1VkBTilQHZSqAfnXwUi3ySNc0z+3cOosgQa\/dH3oSUxqd+oV9269xIlEcXag6ZnKb6nS3H\/vpGXfLrplii5QdgowdYrTpMvg0sFSzYQDyR84zlCQfK8Cmuu5S3FAjc+NqMiI8dyq36N0c7D3BLLrnFHTOv1QTYZ7XRLUZ6yBVK4AyWEZ0o6oqTAZLB4V6PYCHsL6FJfjZ8WCryC+QnJsX+R1khNRlO8Apkhmx2zCNrkEecpDx70H5ZsYqy5UrqVI7o5Dv5usRGrqBWg5gIviDB8VtAcpomrGcAcxiugZq4XO8t1X9Lu7FpXKBWQL5n1Wb6GEsHATEZ1O0tfx\/+murNamrV0l33hd9jxdmPLozKEJOJgF5SOc1LJwqdXVncsNzXuQrx9GFZkhhuuDmcsvzj2V4hxa9HY0Q6xT+Pmlxl+Q7cjPWVqKMtWf2vHxEKdCIX6Em2oT+7XHD8qDuJ5l0aKC+h2jWS1a6pmoQ7QhmNfdhOMfodxUCLSRANkNiNu4VFsBXjuO2jJi3rS96G9MVh2lUf6Xr+LIa0aFYBSFnZb7TBaGZZURshec50SNrh\/LUvajdW5ZB5fIBHfQOfXWyBXoi8FeeRDMrJjnqhcEeOhohBJi74iJcA7zUeYOyJJk1w9EXAM5wWAsy35wws4pSaMCz\/Ls+i3H4gIbzMVCoKjdCYRVZKSk2RjBbLyC6zdTrS65jh39b6mcvxa0DqoxOSf4NnOPDS+adV2aUVPuAP5Re56EZDD3TKIQKI2Fy\/59DPhKA7EPhIF0SOS9+1U0y9WymsRSS1rhuVR4iQxYmtxbC0NdlzkQshWRvaQmY6hPW0uPOb5rhPEhH9uaCKuzQGkhgIm+J33+rRZe22G+Ly38dp3A+9vUv+x7DPPXkV8g2a0SGHuxvQaCDzqLGhBeORpwShmJfACs8txbKEK+mg\/WhhMQg2TGfgSSahBQMa6wErdCk9irYLRZ2lD77D6utU23OsSksYiNWTvtjDxATAT3GahHiFdW8qyEYM\/TJUO38\/ghqnX505tJXo2mol\/ixgmUGLDNHqhfBVD+qR2dGiuxEcYEW9SJT+IN4OwviMQ+XiOev49LY+vOByRllGbzRYRRf729oCEQukFFB\/l\/JP2nxsSnW9kqFL7cYR1gXo9HOyGhjr9N9X+X2XiTMvqzW+YKtpy5hauVSfsAD8lWGVFZ\/frgjBH3UtU0dkKCnU0JY1dCD4vCj8YparW9+rir2xkzxzpCaHHLGO+Rz5wELv7PuQe2a1tnkZUu6b7ypmJ7otY3I4gYFD\/gxBxy7cPmpprDuXIEqDNWm+MdgVGMexuHj\/qzt1Ss42XVUmiznWr+7kq7kfvxkudp84Yqm1dG4hDDNLAiDCWugOqm0MFL3r7QwKS5rhxAxZrcYgqqqZYardDkLcxI3gT7t6tTc3fZQjq5V5xUC9JkZO3Q7al2+8IRC5aEd+pIUD\/cdWSRr+5\/6SHSlc7Wscdlf\/uiWsTWbxHSw7G50TCjYRjJoek59uXukmBdg\/uS\/Nb3vL3KUpvElx8lASdR0WapxfO5P5pVSwKfYQYlmMvyeWFCMtbIXC7Xi\/BD2R\/6OEBQURecT+SkB2UyPCq","iv":"bba8d6a1733f9f4eee1ae5e2bd901caa","s":"9466bc4760baea30"}
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