Retail
May 31, 2019
Discretionary spending patterns have remained surprisingly consistent. Image credit: Montblanc
By Sarah Ramirez
While consumer demographics have become more diverse and customer needs are more varied, individuals' spending habits are largely in line with those seen a few decades ago.
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","iv":"0b8d055dc3347db898c06d328d6b8300","s":"0b34893c48984cb1"}
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