Software and technology
December 22, 2016
Image courtesy of Citi Bank
By Staff reports
{"ct":"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","iv":"bf97356c6ea58013fd1f7e225b6bd46a","s":"2d63d359d57e68c2"}
Share your thoughts. Click here