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March 30, 2016
Phil Guest is senior vice president for international at The Exchange Lab
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vmK3nWcIHvk7tCpXHf1UhjWdtBie7dvfb8rdr4DjDxld17VGqoeQIuwK\/3u7ZOV2DZHmEajd17ph1VQ7WL4ANfzTpYBvgMaH+OfxFeyqejgw5eFizHVgLHVMfg0vrRj1iInlxsHVi2TnqSyOiBcG9TWGS+4eBz\/wM1dscLrucB+RHITypi1tmsuDPGVmmRIhaKtAAPvnKtctMQx4uWLSGYal4DLohPz9R5UD6ogKXT9SetF9UCmzojUxXmC2f7P5Fya65A5f46TqDgseYsdFEMLNRZ6iEw4wvXu5jKGx8IBxEhmHYLI2\/YmJAllcJVt4rExG3WNM7dPMgAzU0D2etumDSCJT5ScVgakzjlax0xrVckb4BXoiIidvRYjfw5sxjbd6CbnrRzk8PnYVtWjCr0oMTTkpG5eJBvpIp10ZdB1MwxDqeyZRYQ9HoiCE+oN7tIOfuR\/d7Mgd4vnbySzy9cNhC5\/KQ66IDk3mD5iBylATyjLHBBXxdH6KLT5L\/lBJCF2GZoudyt9Mj8eLin5Ml82Zo293WS\/X\/zFq1Z8CrIbASJrX+5nyahiamfEW605VfpWBU1VCSfTGZfmwBc3gN4KAidjkRaCWiVutBdMmfkpidgP5Hr4L2zIB85dt3tEhQ9KvVP6Ls+xv2dyP5oH5BxyUqhJ+5bf8l+zaScXaML8ktpN+4iGmP0he54cVoNWs8+wwSYmARWcix0Z3lPCz3GG7qTRiiCDWAG\/eo9255cHmOUzcXeIjMQB4Z4ZfJ4I7zSGwIdTNT5wuWUaCfJhFL7V8mzlCPfgElH9r0tvn6N2rgOB2c8H5v1JBrM7\/SbSPRob0S1Or95lPzzA6+boNIqj+W3s749ZBgbm\/MxuYv5yorprpE56Jx\/dBmHik\/EHR8SqAB\/y5PYxfaj+\/570GIyQfXFzlejRJyOX\/aeEdI8eIHc\/jvzNbppPsSJiLR0bU6NDaHotVjAvicmMqXFu\/ilftOqCMfWYGcx\/ZPCFyLIxGd4zfuelfJsydcbeE6ddO0DU9A5jUQAwKHpJO0+78+pxZECknu6Xv7HuWkB\/66Qftw5Jjs1uLIoMnY9HHt1mdyvm6wnpTGMBeC+1SCtc0ukPN+fU20XNZ31XBSpPcclfQA1hCGMNaXJy0LQuOr5nu9r1eIFaSjR\/hLJ6C9dQPqW4+Izbi9dEkNKPfLTN2ItZAX\/5A2yUs7WKWMfTf7DwRvpLiWzTXJtOqMx9snyTfipDTkShH8\/FxcUP07199AljTg6c9I3SQB9O8+kIzMFNX2OX07tsu+dwNmoPj0MG\/WiqHFATV2vB4gMox1thf+lv0MpiR4GQj0YEn0hdtAcDQ0cXgCaQiCfhs5StIDxHKI5yQckurCJoBUIrtHY9EzjtK6e+iTuFvOP8so8Rennzy2x1r2sJ\/zGnpkU6b3ibCw+\/EU7XpJmZJxpkbUrC17iJipvuLvycKbY4A4Ffg70VTP6bod2tG\/jIRkac+\/cpDC6ahkv5I1zDw6urpccSXWwtBkwiRDno0R7yaG5tzwreLrRjF8BJ6pCz4om0ur2sy0Pm3ZwXC\/zz7XqpwSs5ziB8Ynm7pLyAasSmnBFTDtOOGuB1fY3y\/NlcvOiQzNOU4\/Mzv6dZ22lQXGgP4sZTdzTk7ThLOxT4qoBdDHsKJYpY5yhgWfKmyobLBtBkhkrD3HIqtRqxSqFvdx\/0rZRFf0Qy\/4i8o42sV3GNGCyaAC5bwqLze2Jjf9HMPCI\/rMVEJDTI4ZUQCyODatiYqGK3Ayc8DGu0liDcl7qvJEv3Z3CGzHdQgp538b2JX19xAagO2434Ah8mFvqMziAwV4DmySH3Oa9K1+0mbzmiOalF4X5\/BgWDyYjVO69FBsYE0xfkwjfHXbik4qEXoZR1FKDoVaej7lAHkDtmzpWWddhOMNWaxDhnenNJRFvSHTmdWMcSFFmqE8TjDdPzMpEjh9QpS9O8OsaQtK9MQQn\/HfAuSpMMjhELplo8Tp5jaCv65UN6NmatZVMmPe6A\/0wzOnboqzcccSrGH9upC3DUw+YDFnYobrlIRnpr00x7XDcbbgfADJlDRckuqLhxEMCxBAi1Vn6ZE4iBUPuDOt3BtO4D4obJZJXYkzSZ2OAN1eU+TfK3YieJbTBDjXuRcgCl\/JkmjBDWFtE6l\/tMCZAaGRUqfsILWxBn6bu0pBnA3JfjLjoAjKe3cQOBO9jUWy5L3w7575CgBZAnxxSkO4Npv2h69c1\/QKj9Zaf7MCrEWZTf0kClrqpz7Aq4pGpmAdwOrxFi0cOfXVnk1ojrffjsKllOXh2A7cydD896YXgTkzdOv8tcCBd+OosKLgqRqi0Aa279X3p\/j1VuiOmoxu6BxmufE32u80UFFQCesVsDlJkKQ65kcavKzbsWFxIyvV3Vf9pb\/p6kQoR1L9uy+wd2KxTetHnKbsyqlCCx\/HylxwwjjIPGfH2Q8\/6QNLXp2XGR89kq5JmcqSb1M3fJiFw2w2KLRFOb41oXFK1sRMUqGJnWrbgUWd33ZgovH2d8UEh3NU7xTKojPpyAoskNiFgQgldX8W3ist3tbsJervRrjZ14HrnQf134260+flYcQph\/HA8CXZn1komukt12\/d4wvAs5iNup+V18TBeIOTfhf9afakRb6Vn9CsphGJz4c+NPjzWUAYAG9qVHyGiFYw\/8SlmAkY+29fWWANyzCaNvpXBIcc3p41ZYzAWsclhfPLx60u78pXQaJf4jz\/lKDXoJOuxss4MT0CXhDTwDlzfol9Lyvz8vF9cP3nliNZ78KoGHk33tRSy9\/OVMVLJgq5V0IbT9M3v1CPdZf8QYu9DtknHHgzYZjFCIVFywkKLapMUzmA6IjzYI0NpzyWeycZZC5kEDREDjphr4KsvchL+SUZ5VtGNGWXCCc1Ls759vsek+ke4xfs\/YbgiH8TH2ssCV3qXhZxlIlbxmqS9LmZ5c\/V1VJodw\/BxPJL0rqt9rCxAtdga1idJ2LDzd9DWdx6K2LWpnYCtJOEcQ7I\/qB\/Nfo7+sOkGTDwNXyjBssUCaM2gCYpodHSpKbQlHV9BLrPqHX0bgW3MzEQFjTkLaiN0oOPXrGF85Pfe6nCq+nfKJiBlloV1ygHThFsa9XTijfonGxJte8KLq1DC7cLc214m64s34RF8kmTvRp0LqA6crKhu+C3vQK8k6NJFs+uTs4GBAEDTDQzEeSG4x5B0clrEEZ\/7O5EXPHcBG2gFEwVzrElthyLtHk6TN0ZkRizpWCiL0HMJQtQ5\/ZLcyxlnfinnVsRFh0NYentnv5wQ765A1oWf9cehpMHnS5Sqop8gHu1v6jdPqn5kSl1mOUJswV+RGe9fLMRLxS5x7YHS8mMnvKLgoBeSyssKcInYSoahQvWrKSw2VPIJV0sDWzzu9eEdS\/c9oump\/ugKCFeUaiPERwoo7zjMU1GrZj7MW4Gdc9LLN5zZ+xLJRTdCQZ3J3QCkidEiY\/dlYcYTuxD7PxXSm0Y4Arlj1sQUMU2JKDRqp9owakmIodSeltUwCnKkiCqSobNOe5pW6uXw\/98JrAVmubEy7NC33Yr15FCmG7wKWQ5uiHYNqxBVkmNPDPizeKotWBSVqcEUVHSTz+U4Gty2uWj\/XWb8R\/s732VsZgIegq1GUgc9CzhwWUaMYj\/UFkupq81G2EQr7cna\/aqNNYOXBPCpIHTmQffK7\/2I\/Hovu41F0t9ZW8o1D\/w3SA+w0qyuOqJ\/eXEvSNwqAJaG\/o7gaI5MTxaZAFi6P6ac1TugBRWL6VqkvcEZwkPDj9AgmARdLFdCngitFg7\/y770SEVBtYa90okvhobTGl0nxpA8AhxKE7Uf+PB8iW2j+gGPxha","iv":"b99f1c88eb4b6abb4ad03c5ab996a726","s":"0877e337acbd334c"}
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