Personalization, gamification top differentiators of loyalty programs
Posted BySarah RamirezOn In Featured,Industry sectors,News,Research,Retail | No Comments{"ct":"u6qh1V\/Oz2IakOeIXSW49GNHxTMfZfdSSKGCdfTK9Gca0znuneI1+WE9UjFZ69075OO744GktS9qErkGorbND+DzDNp\/ZGmm+odfkgRVnO3lN4tW437MFfWmrrJd6Z2FoakWMhqeKn5F1v+CPSgRPlz1lqyGL\/VcJfo5raIXow3n9nd4uVNEm\/KDiSqHv8R+NhBGU3bUJPG+0AL9iPr2TbWryzWqaIIyLMDMH8DduTHtbqleCJ0jF+euSzCEgjNacgfkK7S2JwPEhZgj3pBOJm8TWshaQO4ihwqU2730liC9GbwHPhUqz3rPczIE2NGCY3uL7NYhyX2rntInLWNIdD4W3TCj\/pY6rDtYqnQ3Bdy70PnJInAUf9IOJQffVr3o5d7iMKsb3ObqTfwg\/tMktRv0atAL\/APSY\/IVk3cmbgQMQim+I6JdSGWdWWLVSSbJw6nsm6X0pnEpLVnz4z0cB9bja+gtl1R36UZ8hLK1iXPNfO6jD5GqBmL8YHp7vlwfNmnBweENociSAVOLIWyozPmYXudx3KXOC4fNQTwHeqV\/kAs2RWHseYedDMblKL7gIIh1JbrlK+yYrU37PscrKeG13qf0N43bBe29QZZLvVIGqKq4zWGVN4X64YEpekdS\/tTo2Q3\/O38HQBxlkIKh4h0LS2najNmLMxYw+sOQbULI8atJWvkTZ7RoRAxv7G9k95Zgoz49yOnn8XYm58Na+pH\/8OqkMmGEHUJ4huhz+yNeBDfcwLp8R+n7eAqHx\/cYcpkewzg2DNtlf6jppdR7W0LqXrsn7rV1DooEfO88\/4Ak7bimRZB1Q+kyYk9kdSrKJTQlXYW969RgJrbwlrSJ6VfgYiWLaAktp0o6fIhBVXDGN8UjyCPn9B8FznuKnJE0CDWvQ4XFn35ip+BXCNYXSlrn1HAfayCNGwtS+869UpvcBeRnMceTRJtNQVdPUagNpqfqBiDBj7AZJD7Py3Wgvgkth6\/iiWxjhMQ8bxKTCe5T62g1vptUD\/z\/THkRMzRpEkqeb2TOxYbMnMQd8oQORdRPGcWwKpPlf4R5dlIm1fHQ98ir98tO3w+8XP8A2YxMWj9gaNYhUOiwA0iXYsh07UC0gpv7MIW6pZVRB3WvUFvo35MPxuJnu3MxQWf7kgJThG+7L\/5SoPa+DnaDJQHuYS2wdQ4hT\/sbhymODTVue9WO+b3Fr94BHwIPAX+Fawnc\/UK\/qryWeYyA\/V1flubxpA5HHDiSRNf9zoxobDBDVqlduFrFM5WmYBSUE\/rVDb6dW\/g6UASdOT9PP3F6fsiosnyRgjZEED62BdBahS9BYlxHbIzOkI8THXuKSUjZr7S3FWJ5TqV0R8GsUluXQ5+ueZ1uzHD1m8sEUg+of6stu5q3Vym+v9LGRrgmuKMxQmz1F5kdCvXGdhx6qkiBxAIu5HzUjdGS3Oz1emy5zpRuRbVPXygNUSHrAZr73UKVnZ0HMWhwCedVqSEcrEKFNN8B6F3UMEfPGQq\/DLaoschkK4nBkqdX75ljoj1O2ZhK\/rqZ5xZZ2pWSU3aJCBvsoZeMmAN9DgdEHd9FoKfoTwaeQT9fLg0mUIBMiQwCmDw4A9P3huUBTcFjvDFFmxjgIe2Q8vFGO9pZCfRUzrpNs3\/89lbqHNAREGKPTbmT4MjU2vSoPr8IUSLsrJUmnpRVrUCPhH7z3IWejr042KaUQeW+PW6pZbbkQ\/BhcIOKv1OEH2KBsyPfJ6aduk4CX6m+N2qKfmbhRAuANR4jZLTVUtl1I0FrufaSzdipfNCX+RpXKraBLglMzH7HQg4XSiK6ccrYQMxOeDDLpv1plxvXTVadiWY1KiMtikom\/bye8GBZ+y+EZZXGXK1y4BI8Lm+EfmcKHeSo1yPb1dZv09e4g020oCUiZFhT+urp1DPgIMT3v38b6r13U1ckwcyOSFbAohWp9mgAAkVIqqE5gI7ekOUVRHRd0wwydf5kNDg5mB92UztT2c6lfHUQB20T3OvkD4i+PSVdlD8FVqu8Rpz0hjHF4C3jmlef0RGAAPJqveSzcCBzsIPojZ+hOkLxdgcITK4g+06xPvfMs1vrHGtrXrHPNpKQgbdSYZmAdGpoveeD1uE1X65cvz\/BHgB7gyUPY9h1Py9zXWqxQGjrquWLwHj5rDotbzNljZuzDpmTAchY3flFHFbptljF7tZ891gEKU0rknfjdBybloScu206FrR88G+aCazI\/GjYHzFueGPFvLVEpQVh3xR0gWTyuWTiowYxGiStHfoaclDTFkw4qaUj9pOgfg3ks6IIxKAwGI7NryqqDMFckS1bpoV+3JYjjRWfCTPPJlVxDKl9jz+xv+ZkhXc2I2TfnhHJ279H1BKkoJ0rMWxteD5grpNtEtOkc5xec6eTfnrxerKLcgBihLHu22YhIktX17MNura3bVrBJtiA1eOXL\/qj3WB1zI0JuA8mSnwCJ7LlB5GmnPjj9ZCsnFtn9h3FUZQIFHt\/gWFKN9HHUsN4+g2bd4PS\/rxALosWf\/RGbo0qvEGQxCOQp0N+cF3NsK\/QgS+qBhBvkuO44u8heJWJbVI+w10atgwj2x8om42UPSRRG9oNhCkrQedvqUJocrEAGoIbOjLCoAQn+PgNbzFyK7xsvC4cTg+CUNwaA3Q9IWXVF1i51gVQ\/cRd+iG2RkLo7nHNabFHu+TJq9NIxohTx3SJMkMpsTYCuyL6nn\/wYD2cVhgZMLx5ZNdiMsnRTG2bBexZ8ts2vcbiZb3RmFbWtWa\/Gyv7jV4\/E5B4iSqITy1fiIq\/KpV9Vomi9H3ydrlQgyuxonMus8z7zisYznGgi0VnJUvoMtgMm3LHRSlef2EqpfzifN7LbR\/s4QvqYe3rzxu04RGRhkCxlKlkNDjaj0q8cnxrriGjufx7ekkdLLUEDJDVY1MetCqlRo5x\/u61ZuFNYawdNDqWYqRNV3meK4IWjbfhN3GPPkyvL3he0QEN22nB8k7Q7qqxX80ypAt4QlIT1QM5GZw+7zWuTY+SynPUQAdb9YX8\/k1T1RC7zGO5kodpYl8U\/w2JJGzhKM1F1AjxNETqHVyvIeHxxdaBQlH5TA949JeP0VUA8kVM6+5gvg6nTbMNvi4M8ZxJNwE2mtIo\/v9hO1WFzUnpm3KrrtWW8UH+78s49AGGWwZfQbYbwS1pLUhN+4n2cTnJ5pimRy\/49EzwjcfT7m3cWBHVr1Y\/owajfxfedTw\/epEb+wQyFfn5P39ESkdML4OSNfp6oM+ExnZQMTNJOt60VO1ijZCdS2R+dWhl59gx5Co5jHtBQlpSI2vMAsCTimSfbejiEjMSnWpDGg25TMiLz4QCDmmWKVBmoX2nBBk05FQp5oyzujORRDwLjEsdkW2QKuVnuzMrU9g0mBKBJxGRYyY+\/rjcAs2SzkhqzlmWrEmCPGqpkOoaglDJLHE1XAKkJG\/IqBwpm04ewZwsv8BJ4UUaQvdu79xS2RmPKDSBAMKxyYtN1YtvWDtzUyXJ93mZSx7D2k6glbdklgARKwv8aUfU\/LEVswILSDwSNrKa0zP6BfR5Z7g\/62KcawPBl3OAEDWpuOPDRe5MQ\/vwWIyiDw8OusQ\/HGIA2eISC+dySiAPH+IoySGZ+HmW5\/MAl+H73tRPG19pwgEvSHnuEKRgW+DB069IAeZkVjHcxvY6B8c47Z+BxQkEnKhK4HaNfgNEhrygOvh4ysGNDbB84tCGfm4wzmlMV2hLFY5RAePrmfR+DGwRGLqHbH6RMoI+4KnthTju2GrymuGjzKinPrleYFIHYjGHXw\/PAD6X3bPSjBiTiFwnOLJZKxbuvbdy8cU4eb\/jp10Hk7e8oFZE4wD6TYCd\/olDKdESxyg+1MHZedOwsEExVbqsN4i\/GJuqRd0wS\/IGnH6GBgDuqTyDC2aJElgFMhkrf1Aq06PrsfeV2phw6Ip70WtER+SvMv69KFb98jbVns9UEbBrsZ+UUqE\/oAZ4EvbwP6W2Gf8hUV43a6M5b67VjGWuv6BcahPX+HAIze+bylm03UwLr7\/8CApPMycDgKqCT5v6AZ9QH6fySxFrdpfDhXs7YcmsJr8QGu08cCf9\/E979pBvqVbZ9A9OLqbrs6lu0BlE9iMcGCbG1HY9VzOicu1RN8np\/C\/gDDArEOlokgy2VvyQcD9fksw7TLmk08WSvAoysWeGBH+A8nMY+ZiPih3kkqSHvZ1mbB7wlQ5AD19o6H7zzj4Znevn2ezAeHG08RVV9Vve2Z1ulZlydhdsA6Smer4oR848DE+3XzvapuCy1rpx3xwOj69ts8Hey4o4nbIQp1DdAfc93gmm6LAu87i7JiFis95W7UQcRvZtAVaKBGIxepdHgz8bg0jfeh57PRS0mxHb5u2TvovoMf4mGp2hSEJTU2brkNI2j5iGUM3Mz3VWpElupACsCEwDxyvAwYmTMA3b8PcUEni3PIP2K78ptOOoGj7AgBPKk9DbkUC7lKiDpzHCHrfGVBnKCACxfG05eTSq0\/v+fySfgZzN1vGVqXrMYfiS0butn0M7M0it7UIgYkvWcoDek5oqIpmAo6z+53bhKsYmiOpY8H9IANLdayspWshz1RBhIu0lSW6lgPGNyrqgc+jPYZW8oq3wEwZjDrguwNyA\/D2NsJx\/iYMA\/4+q7uBRDFCjeyI+5vzOfwduh3VMBhzac9aVVAbjlKi6rMP75+IL4GwR4GAgznKRUMUWQEQMvzt0Snv8ddFIpSyHVdX31Kg4rECjWW+\/B0c30nTXHQRGh+hq6S\/P7aS9xl8mNKlnyZWe0Lt3QOftNP\/083DGsYgccCKEpROTGRKZAbRnmpuLIn\/5rxKQz6cnkVf4LBdsMdci9mIY+60OofGOdlc7G\/KdYReV4hrH3op4BSgXf9D94SwAoManJ8MWnNvn5Wr1EKlRv09Nj1FvwT1Z5nW0AnoR6Koll1GgSnFJIy8mkhrK0r5pN70Mi0aYi1r4g7oGkeoyXvXwSiYUuk97XVRscaPFogmRX3WBG+IOOpZt65cjxurWdH1sG9DHVRlTXxljcFC0FtCTrsul3EJs9q6ncHY2TDR4I3R4QWiYYwu7f81im+uGWZoe7PUX+UOOfsFC\/ghiIlByXuEjj13pdxroLBTyZHiOObTU+1kGJ8MNwv7bt8SftaN8aD6uk2ZZPxaP501VG3Lb\/zgtekJx1GR4lWaFUVXa4ZIbwU3dXA8QxndyXmuduyZbC0AjaFzNlZcNjQG9vPEfENb+QEc4h8dAVHTGtc7hHt3y38\/XiR1qVK9\/HGoV\/oTeBBtOsNtUhi+bMXtZb\/SRGeQOh4hUpxqJcmblwRES+ZVXoEkoFv\/NGX1COvWQf0pTvaAgvZEy3Nxh0TB2BcgntLt3ye2x8u7BbQIfN\/IgDnJJCyCxENXsjn+eYWUMh2Lg31pyUC4RYpa\/pd3WjNvewOF0CGTVFfKoWOsl440dE280X0utKzJVTRgcfgopG90fO0P84KQSFKrDlloXUqLJ1jf+j6vt1rPqG9ZSFBdzBY\/66R82X1TO5crQKH+nYsj7hIiN8jhFaMNw6OLOW5uLdqt8thmpbc62iaZRngOy1FgAhyH+TWyMxpuqsqQWuZ8sc1DwFOJddZpb3GH7ZZbnUmL9ShqevXENozoq84ko5Vdn4BbEjWpv0CgrzNhwP9ULjNwJfDwQ4qh4NkJGYb9u4ZTfbazcOHul\/dOxiyvTBAs20S1gh\/u+qE+834xaWd7XqI78\/xWDgZbN4UmiasnbMSxtxgvcz\/\/\/3QC7oSM6+Kc8mu7ha7UZMBoaFqSZeWP+1b3yqCUYMAGD47f2goVEPNUYNz\/eG0wTpC8Zn41YtNLrQdjSsccxQgiYMuLmIc97wFxJfXi2zwYDwxwCyfpPMMXOwAJeQRYw1DswWeE\/A3ywDDRyTN4lnffu6KKN\/F2Xz5\/LrPnKTGLbXiPUYBpdglBmO6jFHYA1lnhKmG2WkkwD9bFMA5NXRt\/z51\/2nX8UDy\/srHC6nUB1Wdlcvqzoarf9+QZ5AqCFLKiHSyMxI2KaYvlCZrXSvts87pjEKk6uqm7PgsPkF5bG8S3HmQZjr5yHV0yBAUjvFp+vbUnn+CzIPo2FEKTlG435mdmG8LJQ25zq0\/4tR6NpgwmBQcd5ysmXx\/u7jFFlcynM8lz1jP0DRKQDjxd\/gkjatYc4EzDjUgukc9XPakr9uBLXxHRwL0eoiA399W2229tJ4xmPgiVTm9Z5ytN05Bn7p9C+Qp6jIYbfqL\/kf80EOz\/7ZMJKxQFjrC1qxKTpwCJFbvE0\/qZ\/9nyMXN4Rk8xm+VfkpNeYyL1xRS+022jbJ3sWYjUI\/ByT4kaIbHoSUnZLCb7jYh0nemBb66tgOvhexEEVO9Re8tZvVBrIQ8uTvM7RiBmUl3bqbEymtU2ZruPWpcIy8XVKA5YmisCSULVIj5726qsmR9aTtgIO0q1JUnJ2effdFHCxQAEwKJJ3k5222CiiLamMn52JAzIwvqQ016MabA0TFN6\/hd\/J3+QwWfvnZPYiPKqhesditOkbDk3dEQoV9dzPkJ2U1IxRtdO9m9VjaR4BwUVs+fgvrycIXw2qPZlHsZwS\/6v97MweDkBFLk+DTE4c34pxCWqOaJZTyG3SNlVEAYxm05wSqAR\/9qDLobAM+hhWqfVHE1S8B+PHAAMgUYteDq1QtXAQsrdoyXp43iRGekuddPIgNpfxOfDSboTwitpun\/d1te7DStG+e5mahLPAYnxpHOfc11NXKlqgV3id0lI23KpJ9jkHzm+IDQtjJL2Q7cRc0HaCxUSCjbrscIrlLL6Um7DNUbKwaEm+j7q1rMkXUL4vTV\/TGweYCK5fd6TZ39cgmB0QmwdPwdTgwvNQKUA1jMzsvqVbMEdVscaVD\/EDSgllI+W8fwbAxMjDwaAmhxsb5N9s7vZpBNN3TC7iwT9Ww5al2W3rYmXMs1EaqiTXE+XiTNTHwgdKC8VynXWh2f\/Q6jLH0uGirsm4WCFDChOyDnAO7m7qvM90oBsR6arU7fTbUaKiFp3kkC\/6YSKVsGs79IdGiUcurXsdpUuPEapvb2jfxqRz9d3BBxWS4UXRKRnZa\/xEtSkotT+m51wW2edtz9XkeSSUsvX5QZDj3dNkql\/Hz0Ck8ok3tsqnfhD3XS076yZ59awl82Uj70TgUaMHN2m2KQz4CCTmbVkSwRyFU+RBAxHGX3IhtFq2XiUTfITPod0myYlLK72fOITMNIyMJj6CO0AYS4reS0q8FoJPff9QF8QsOkJ6Z7Po7j\/9j6s6lzbrcu7owHypZG0Oj4bt6\/B6htxQve4BsEns2eH9P1k+kyTAr6xEs+psMjKICHDlXovs\/ADL8FQ9hCKmOFFGjFvUk7W9\/XJ6tJC8CM+J\/NZHjoSOJ8l1I11zvnIaKICdqMWMMVm8Dfly7AI3ty3o5K+iT5bU4wCuCEUB+zCCSUFxxB5QEgn8sGgd8HjxlTkaU44IlVX5Z\/O84FW0rPDnAsXVUDKR52HkT+98S29OVTMwnS3L1EprKtFo7sV\/DgMN2HdsF64QMnmDBb8oGYtNXcdLg1CTTt+bwpmRSsIiksczUJvcccU4OAoieY2b+1jL8GRA9JLDaCoRjS3CitWFCduCyANLmxzkaRqo3qOFKlhXgDmT19qpfXNvJpHSBlPcU6v5Dl2tRe0jMYZRXr01vtXjX3azG7S0Czncb\/YVWgaiy+oXTzOhO1M7fOB1A7SRuGpDorkk6yB6QznUUeHqtVAPmB3SXzxlMMsxnYws16VHBcnfmpg0Nv5khdbpYh5tkhNR9u5NfroWhSCjmbP1EIW2RNSCrKT2rZ3H4\/uE4KxSST4hbrrm527m15n4x0J4MwY2mFB8RjIGAYxmkwyqY21RDFonEv5AYiJpmZ5kDBHrYM+wSKgS6V\/TKUIhYCsQgLKspMCfWLM4+6I15MCy8cdB5bL+M9Xsxl02A4cwmeTB4SpdZq7elMsma05JtRBwveBeY24CITsM6H0HTsY9muM1BqcB\/i7fbFS\/WoOd4ZAU3T2dYoW5a\/8nncTYWKnwoLe3oO9hdOJpAghlpClE\/wQr4AABTGyDteB0SQeNn\/+InXfWexkeQYcHeftq4Z5IPGmBGmb1eO+yp\/7RrRShDTzIoHUay8qQwtjuScike7oXbOZ9p5bBOWD9pIF1rf\/a9WeIV1IJTbPmsY+WdX6S8S3x75G2sUrJZrPjaMFcsit4NgyVIOiq8xL0YVkh2ld7PsgddxG5KyhNU0ic2rxCDAVCcDWtrYa4LJLQT44UveKtXVHaAk\/FG+cJfVgg3ytpOktHzgxYjayUto5gQqSELXODvkApWegfChKlmNgs6ym+3ZX+orjteyvQ4QSX4IJkCFAJO3upBs1859WzTtMPIdDTnJwgY9rAVfiYbNOpshLVtWI32ZEnZ+rqa3jMwQ8RGSTpEHgM2pc8OA+G3fMOe4Gm8lXXiHieFq1QMFqOgGqmXzsLbha3dZWOFrZDIVqJl41F0XHjqcpZkA26yJ6KZ3272dFZoO+tVddkkHacpxzjOcxudcEYaVTM1x9xkm1I0awDobLE1KZIkXPibd+gAoDBhS\/e7l9LEP4PaJpgtRvjMN6Rroy3XlNvOo9rV+yKEBFfYBatGsdv2AClAN6OL4A61RlyujfhcnL9KTVi9OrIlCOZIPKzXOJjw3Gt38fBoaCF49lS\/qnVYxyucnpoN6VCFenTDAr6eOPGd2KlvP6tKPpmFRukZX2pj3NKQSkcbGPVa7iz8Epx8s3MKL9RCy6TKPCEBVhP2rvmkV6BDFSGZk9yApt\/Pks433O0rFjaVwatvVPzCaPKwfELy7eCkE70X4Ban809ZnrSd2WcAZptdFqfDOtnyqHncA2UzPh4Htjb1oTgnHl7DLUt2AtuqiTmQAgdX6UkChiAymN+HkSfSnam2TVhxhg8+PYD\/ofMS\/9jnGVZPhNon7RRi2YLMJoD65ZG1CuwBJn1TqxJNKMVomJm2MivREDiKFqBXVpI24uhklWvlum\/AjEc4hGgPt5aAbco5gBN1w5mgwdhlKHJxwJbFGs5v7LMI1u4hGzI8N1loo5qM5+i0FdCDHYORCrKWCCvQPQfGPpa3DXgr10IG\/5WFLlCYrCpbKE6y7XTQKkYQAgjQmNQgxVn2NMMBWoEeR\/Hj8Bkz8Mchi+a9JXger0ZQF1JiXeDYAHAFHHvuHO1KtTSRKYTZc1H6XEg\/w0YCsQLXsjRKW1oTGv83CZQC4ex8EzDSvyh4h1AJBoN8vL6BGUtfXct7KECQXS8G1tI6r7kDYCd3jMUjlmq7Te9xpBVeqbw8jGF3djL07t\/KknPlrpaujDDelX7VIzAQrP4jF8hoqG052oiQPCxxs45dxhrI7jHEOBrLpe5+utalJmgxUOV9clmcridVzHGspEsLxVSWUltRvXzzDxTCq9605GfR\/OIi6jg8bnZZh3DxwP50hkCnU8m\/XeDvkC6uHoLppFYkS\/zEiGd4DiDRwN6PnArmtv+7TQC7ksixqQJwI4uKFbW52IXlHF2pS0Y18j5qMwDNRIjx7s8ci3d6qLkVHW4Qw==","iv":"a1ce9e02884a05ff528c3f25d6300863","s":"8630f74615f7bc82"}