Christian Warner is director of domestic policy and corporate social responsibility at Kabbage
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Posted By a Luxury Daily columnist On In Columns,Featured,Financial services,Industry sectors,Opinion | No 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","iv":"e53ffc3af46ef13d0777463179638b36","s":"ff076d96a35fa778"}